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At this time of year especially, families can be putting a large focus on their finances and looking at ways to make and save some money. The festive period can traditionally be an expensive time for families, so you may be hoping to boost your savings or certainly look at ways to help pay debts off that have accrued during the last few months. With that in mind, here are some suggestions.
Disclaimer: This is a collaborated post and may contain affiliate links
Meal planning and changing your shopping habits
One of the first things that you can do to boost your family budget is to start focusing on one of the things you may spend more on than you realise. Your food shopping. It is easy to ensure that you reduce it and a few simple changes to your habits can make the biggest of differences. First of all, meal planning can stop you buying unnecessary things and feeling rushed in an evening, which can also stop you from ordering in when things are overwhelming. Writing a list can then help to reduce food waste and overall save you a lot each week.
Switching your bills and making instant savings
We all have bills that we just pay each month without another thought. Insurance policies, energy bills, to name a few. So it may be time to start thinking about switching providers and making some instant savings. Many companies save the best deals for new customers so this could really work in your favour.
Saving money with different options
Many people have a goal to save money as they enter into the new year. It might be for holidays or little luxuries in life, so you may want to start thinking about how you can make some savings. Articles like https://budgetboost.co/how-to-save-more-money-fast/ could prove very useful to help you get started on your saving mission. Other things to consider include saving challenges, where you save small amounts each week or day to help you build up a nice nest egg for the end of the year.
Decluttering and selling online
It may be time to start looking closer to home, and after Christmas you may find you have more things and it could be time to declutter and sell unwanted things online. This can be a great booster for your income, and website slike eBay.com can be a really popular way to do it, and fast. Many people do this as a way to save for other things, or put money towards the things they really want.
Use any spare time wisely
Finally, using your spare time could be a great way to boost your income. In an evening, you could log into your smartphone and fill out online surveys for extra cash. You could perform mystery shops and benefit from meals out or contribute to your bill with a fee as well. It could be that you like the idea of website testing and earning cash that way. There are many ways you can make money online, you just need to know where to look.
Let’s hope these tips help you to boost the family income those year.
Disclosure: This Blog does contain affiliate links which I may earn a small commission from if you purchase through them, at no extra cost to you.
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This is the post that I needed to read heading into the New Year!
Perfect! All the best for budgeting your way through 2019! Happy new year!
Such great ideas! I love the decluttering and selling on line. I just put a few things on ebay this weekend to get rid of since I’ve started a “saving for a rental home” fund! Which could turn into a “saving for a cool vacation fund” pretty quickly also LOL
What a brilliant incentive! Love the alternative too- either way, loving your goals!
Staying on a budget is a real challenge. Before I met my husband I used to spend a lot of money eating out, but he with his numbers and math lol taught me that I was spending way to much and that I could’ve save money but just doing meal preps. It’s definitely game changing! That’s my way to save money. Great tips btw!
XO
Candace
http://www.thebeautybeau.com
Thanks so much for dropping by Candice! It sounds like you mr husband should talk to mine! Hehe It sounds like you two work really well together to battle the battle of the budget together x
My apologies- I spelt your name wrong! Thanks for dropping by Candace!
Saving money is always a resolution for us. With us going back to work, meal planning has been one way of us to budget. We meal plan for dinner and do meal preps for our work lunches.
Saving money is a big goal of mine for this year. I really wanna get a savings built up and also have money for some travels. I love the idea of selling on eBay. I’ll have to look into that!
Great goals! All the best for smashing those goals and having the most amazing adventures traveling the world!
Amazing tips here. I love the idea of decluttering and selling online. Thanks for the motivation!
Thank you for your kind words! All the best for 2019!
We have learned to love to set budgets! It’s always fun to see them grow 🙂
Yes most definitely! All the best for 2019!
Yes! I have a goal of saving an extra $1,000 so I’m going to declutter and sale as well as get rid of my gym membership which I never use.
Great goals! All the best for reaching them! You got this!
You certainly have helpful tips! I am reminded once again that we have a family task of figuring out our budget for the year and your advice will come in handy!
So glad to read you have found this useful! All the best for budgeting your way through 2019!
I think I should look for more options in switching bills. I am a bit lazy in it but it can save me money. Thanks for your suggestions.
Such a great post. I’m not good in budgeting my money. For the pass few years, I wasted my money. Thanks God just last year when I got married, I found a financial coach and bought his book. It helped me a lot and changed my mindset in spending and budgeting. I agree on having a meal plan. That would really help! And of course selling unused clothing online instead of putting it in a storage.
xoxo,
http://www.ootdbytim.wordpress.com
meal planning is huge in saving money so that you don’t overspend on eating out or buying groceries you don’t need. thanks for the tips!
I couldn’t agree more! Less money being spent and I find less food waste too. It certainly takes the pressure off deciding what’s for dinner as well. Thanks for dropping by!
Great list, think we could all do with saving some money after Christmas! I like the sound of decluttering and selling online, I just never get round to it – I will have to get on with it this year! Thanks for the idea and motivation!
So glad to read you enjoyed it! All the best for (declittering) and 2019!